AmeriBank recognizes the importance of protecting the privacy of Personal Information about our customers and others who visit our web site. The following paragraphs address the information gathering and usage of information by the bank.

AmeriBank respects your privacy. Through our web site, we strive to provide valuable information to you about how we may serve you, and, whether you are a valuable existing customer or someone shopping for new bank services, we hope our site answers your questions about our products and services.

The AmeriBank web site allows you to explore information about Ameribank, its affiliates and subsidiaries, and learn more about our products and services without disclosing any personally identifying information.

If, however, you do provide personal information, such as mailing address, e-mail address, telephone or fax numbers, and other consumer identification, we will not sell or share the information with external organizations unless we have informed you, been authorized by you, or are required by law to do so. We will maintain and use this information within AmeriBank, its affiliates and subsidiaries primarily to enable us or them to contact you with additional information about AmeriBank, its affiliates and subsidiaries, or our products and services. We may also use the information to process your requests for our products and services.

When you use various applications, calculators, planners or questionnaires on our web site, you may be asked for personal information in order to complete the requested analysis or evaluation. The provider of the application, calculator, planner or questionnaire may retain the information.

E-mail is not necessarily secure against interception. If your communication is very sensitive, or includes personal information such as your account numbers, credit card number or social security number, you may want to call us or send it by regular mail instead.

AmeriBank, from time to time, will use a "cookie". A cookie is a piece of data given to a browser by a web server, so that the browser can later retrieve the data on subsequent visits. A web site other than the one that set the cookie is unable to read the cookie. A cookie can not read your hard drive nor can they reveal anything about you that you have not already explicitly revealed. AmeriBank may use cookies in places where you need to register, such as Online banking services or Bill Payment services, or where you are able to customize the information you see. Recording cookies at such points makes your online experience easier and more personalized. Most cookies last only through a single session, or visit. You can set your web browser to inform you when cookies are established or to prevent cookies from being set. Refer to your browser for proper instructions.

AmeriBank reserves the right to change this policy at any time by posting a new or updated privacy policy to the AmeriBank Web Page.

If you have questions or comments you would like to communicate to AmeriBank, its affiliates or subsidiaries, our contact list will help to direct you to the appropriate area.