It's 11: 30 pm. You've just seen a television commercial for the minivan you've been wanting for your family, and the price is within your budget. Under most circumstances, you'd have to wait until morning to start the wheels of progress turning. But if you do business with AmeriBank, the loan process can begin immediately.

Thanks to the convenience of AmeriLoan, you can reach our lending center 24 hours a day, seven days a week. Just call 1.877.515.BANK, and you'll be connected to a real, live representative who can take your application right over the phone. Whether you're applying for an auto loan or any other type of consumer loan, you can have an answer in about 15 minutes. For Web users, the same process happens online with a simple click or two.

Set your own business hours with our new loan by phone/Internet service. It makes applying for a loan even easier than before, with:

• Convenient access
• Round-the-clock service
• Response in 15 minutes or less, via phone or e-mail